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	<title>Bert Martinez &#187; Money/Wealth</title>
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	<description>You Were Created to Succeed!</description>
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		<title>Liar, liar: How to come clean with your spouse about money</title>
		<link>http://bertmartinez.com/moneywealth/liar-liar-how-to-come-clean-with-your-spouse-about-money</link>
		<comments>http://bertmartinez.com/moneywealth/liar-liar-how-to-come-clean-with-your-spouse-about-money#comments</comments>
		<pubDate>Sat, 26 Feb 2011 22:28:20 +0000</pubDate>
		<dc:creator>Bert Martinez</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Leadership]]></category>
		<category><![CDATA[Money/Wealth]]></category>
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		<guid isPermaLink="false">http://bertmartinez.com/?p=1553</guid>
		<description><![CDATA[Bert Martinez was hiding something from his wife, and it was eating him alive. He was tense, uptight, and withdrawing. His wife Joelle knew something was up, but couldn’t put her finger on it. In the meantime, communication between them was shutting down, and their marriage hung in the balance. <a href="http://bertmartinez.com/moneywealth/liar-liar-how-to-come-clean-with-your-spouse-about-money">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<item>
		<title>Business Advice &#124; 10 Reasons to Start a Business This Year</title>
		<link>http://bertmartinez.com/moneywealth/business-advice-10-reasons-to-start-a-business-this-year</link>
		<comments>http://bertmartinez.com/moneywealth/business-advice-10-reasons-to-start-a-business-this-year#comments</comments>
		<pubDate>Mon, 14 Feb 2011 13:00:23 +0000</pubDate>
		<dc:creator>Bert Martinez</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Advice]]></category>
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		<category><![CDATA[good reasons]]></category>
		<category><![CDATA[start]]></category>

		<guid isPermaLink="false">http://bertmartinez.com/?p=1492</guid>
		<description><![CDATA[Here are 10 good reasons to take the plunge this January instead of procrastinating until 2012. By ROSALIND RESNICK 1. You&#8217;ll never get fired again. That won&#8217;t happen once you start working for yourself. &#8220;Careers used to be for life, &#8230; <a href="http://bertmartinez.com/moneywealth/business-advice-10-reasons-to-start-a-business-this-year">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Six ways for small-business owners to save money</title>
		<link>http://bertmartinez.com/moneywealth/six-ways-for-small-business-owners-to-save-money</link>
		<comments>http://bertmartinez.com/moneywealth/six-ways-for-small-business-owners-to-save-money#comments</comments>
		<pubDate>Wed, 30 Jun 2010 23:28:37 +0000</pubDate>
		<dc:creator>Reposted</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Competition]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Leadership]]></category>
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		<category><![CDATA[Money/Wealth]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Starting a Business]]></category>
		<category><![CDATA[Vendors]]></category>
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		<category><![CDATA[Marty Orgel]]></category>
		<category><![CDATA[save money]]></category>
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		<guid isPermaLink="false">http://bertmartinez.com/?p=827</guid>
		<description><![CDATA[By Marty Orgel SAN FRANCISCO (MarketWatch) &#8212; In these tough economic times, owners of businesses small and large are coming up with unexpected ways to save money. The University of Wisconsin at Green Bay said it will save $10,000 annually &#8230; <a href="http://bertmartinez.com/moneywealth/six-ways-for-small-business-owners-to-save-money">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Improving your Google Rankings</title>
		<link>http://bertmartinez.com/moneywealth/improving-your-google-rankings</link>
		<comments>http://bertmartinez.com/moneywealth/improving-your-google-rankings#comments</comments>
		<pubDate>Wed, 23 Jun 2010 13:26:35 +0000</pubDate>
		<dc:creator>Eric Foreman</dc:creator>
				<category><![CDATA[Business]]></category>
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		<category><![CDATA[video marketing]]></category>

		<guid isPermaLink="false">http://bertmartinez.com/?p=794</guid>
		<description><![CDATA[Over the past year we’ve known that Google now uses speech to text conversion. That means that they take the SPOKEN text from videos, and convert it to text. While they won’t tell us WHY they do that, the obvious &#8230; <a href="http://bertmartinez.com/moneywealth/improving-your-google-rankings">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		</item>
		<item>
		<title>How to negotiate your medical bills</title>
		<link>http://bertmartinez.com/moneywealth/how-to-negotiate-your-medical-bills</link>
		<comments>http://bertmartinez.com/moneywealth/how-to-negotiate-your-medical-bills#comments</comments>
		<pubDate>Fri, 18 Jun 2010 18:19:40 +0000</pubDate>
		<dc:creator>Reposted</dc:creator>
				<category><![CDATA[Business]]></category>
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		<category><![CDATA[healthcare]]></category>
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		<category><![CDATA[medical bills]]></category>
		<category><![CDATA[negotiating medical bills]]></category>
		<category><![CDATA[Negotiating with vendors]]></category>

		<guid isPermaLink="false">http://bertmartinez.com/?p=785</guid>
		<description><![CDATA[How to negotiate your medical bills See original article from WalletPop &#8220;About 60% of doctors will give a discount,&#8221; Martinez says. Sometimes he&#8217;s able to negotiate a fee upfront working directly with the doctor or the manager of a large &#8230; <a href="http://bertmartinez.com/moneywealth/how-to-negotiate-your-medical-bills">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Optimist Creed: Promise Yourself</title>
		<link>http://bertmartinez.com/health/the-optimist-creed-promise-yourself</link>
		<comments>http://bertmartinez.com/health/the-optimist-creed-promise-yourself#comments</comments>
		<pubDate>Tue, 25 May 2010 03:34:24 +0000</pubDate>
		<dc:creator>Reposted</dc:creator>
				<category><![CDATA[Business]]></category>
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		<category><![CDATA[Diet]]></category>
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		<category><![CDATA[Recommended]]></category>
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		<category><![CDATA[Time Management]]></category>
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		<category><![CDATA[Chistian D. Larson]]></category>
		<category><![CDATA[creed]]></category>
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		<category><![CDATA[The Optimist Creed]]></category>

		<guid isPermaLink="false">http://bertmartinez.com/?p=661</guid>
		<description><![CDATA[The Optimist Creed was authored in 1912 by Chistian D. Larson, appearing in his book Your Forces and How to Use Them. It was adopted as Optimist International&#8217;s creed in 1922. Many have found inspiration in The Optimist Creed. In &#8230; <a href="http://bertmartinez.com/health/the-optimist-creed-promise-yourself">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		</item>
		<item>
		<title>Three Best Ways to Catch an Employee Thief</title>
		<link>http://bertmartinez.com/moneywealth/three-best-ways-to-catch-an-employee-thief</link>
		<comments>http://bertmartinez.com/moneywealth/three-best-ways-to-catch-an-employee-thief#comments</comments>
		<pubDate>Tue, 09 Mar 2010 14:16:22 +0000</pubDate>
		<dc:creator>Reposted</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Employee Motivation]]></category>
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		<category><![CDATA[Small Business]]></category>
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		<guid isPermaLink="false">http://bertmartinez.com/?p=497</guid>
		<description><![CDATA[Three Best Ways to Catch an Employee Thief &#124;Wall Street Journal&#124;By SARAH E. NEEDLEMAN If your small business can&#8217;t afford external auditors, security cameras or other resources for spotting employee fraud, consider doing some detective work of your own. The &#8230; <a href="http://bertmartinez.com/moneywealth/three-best-ways-to-catch-an-employee-thief">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Overcoming Fears in Business</title>
		<link>http://bertmartinez.com/moneywealth/strategies-tips-and-tricks-for-overcoming-fear</link>
		<comments>http://bertmartinez.com/moneywealth/strategies-tips-and-tricks-for-overcoming-fear#comments</comments>
		<pubDate>Sun, 14 Feb 2010 15:25:20 +0000</pubDate>
		<dc:creator>Eric Foreman</dc:creator>
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		<guid isPermaLink="false">http://bertmartinez.com/?p=333</guid>
		<description><![CDATA[&#8220;Your greatest obstacle to success is yourself, it&#8217;s fear of failure&#8221;. ~Bert Martinez Every new or struggling business owner wants to know how to manage their fears, particularly nowadays. Check out this list of easy ways to overcome your fears: &#8230; <a href="http://bertmartinez.com/moneywealth/strategies-tips-and-tricks-for-overcoming-fear">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>5 Steps to Creating a Profitable Niche for Your Small Business</title>
		<link>http://bertmartinez.com/moneywealth/create-a-profitable-niche</link>
		<comments>http://bertmartinez.com/moneywealth/create-a-profitable-niche#comments</comments>
		<pubDate>Fri, 05 Feb 2010 12:49:55 +0000</pubDate>
		<dc:creator>Denise Lacayo</dc:creator>
				<category><![CDATA[Business]]></category>
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		<category><![CDATA[effective use of time]]></category>
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		<category><![CDATA[www.dldesignsonline.com]]></category>

		<guid isPermaLink="false">http://bertmartinez.com/?p=311</guid>
		<description><![CDATA[Niche opportunities is often the best approach for a small business. Success is easier to attain if the small business focuses on a specific and smaller area of its target market, discover 5 strategies to help you find your niche. <a href="http://bertmartinez.com/moneywealth/create-a-profitable-niche">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Seven Strategies for Sales Success</title>
		<link>http://bertmartinez.com/moneywealth/seven-strategies-for-sales-success</link>
		<comments>http://bertmartinez.com/moneywealth/seven-strategies-for-sales-success#comments</comments>
		<pubDate>Sat, 30 Jan 2010 04:58:26 +0000</pubDate>
		<dc:creator>Bert Martinez</dc:creator>
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		<guid isPermaLink="false">http://bertmartinez.com/?p=230</guid>
		<description><![CDATA[Two common questions that I hear all the time, what do I need to learn to succeed in sales and what do I need to do to succeed sales? Here are a few strategies of sale success. Succeeding in sales &#8230; <a href="http://bertmartinez.com/moneywealth/seven-strategies-for-sales-success">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Time Management real or a hoax? Why Time Management doesn&#8217;t Work</title>
		<link>http://bertmartinez.com/moneywealth/time-management-real-or-a-hoax-why-time-management-doesnt-work</link>
		<comments>http://bertmartinez.com/moneywealth/time-management-real-or-a-hoax-why-time-management-doesnt-work#comments</comments>
		<pubDate>Fri, 15 Jan 2010 02:50:22 +0000</pubDate>
		<dc:creator>Bert Martinez</dc:creator>
				<category><![CDATA[Business]]></category>
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		<guid isPermaLink="false">http://bertmartinez.com/?p=144</guid>
		<description><![CDATA[Hey guys, Bert Martinez here. Time management tools are really useful, right? Or are they? They show you how to organize your things. The problem is, that these systems are only as good as you FEEL. I’ve always said how &#8230; <a href="http://bertmartinez.com/moneywealth/time-management-real-or-a-hoax-why-time-management-doesnt-work">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Boosting Holiday Sales – 5 Mistakes to Avoid</title>
		<link>http://bertmartinez.com/moneywealth/boosting-holiday-sales-%e2%80%93-5-mistakes-to-avoid</link>
		<comments>http://bertmartinez.com/moneywealth/boosting-holiday-sales-%e2%80%93-5-mistakes-to-avoid#comments</comments>
		<pubDate>Thu, 24 Dec 2009 21:12:30 +0000</pubDate>
		<dc:creator>Bert Martinez</dc:creator>
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		<guid isPermaLink="false">http://bertmartinez.com/?p=134</guid>
		<description><![CDATA[The new holiday season has arrived, and you still don&#8217;t have a marketing plan to reach out to new or existing customers. Wondering why the same holidays seem to sneak up on us every single year? As we try to &#8230; <a href="http://bertmartinez.com/moneywealth/boosting-holiday-sales-%e2%80%93-5-mistakes-to-avoid">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Want to Increase Your Sales? Target Your Ideal Client</title>
		<link>http://bertmartinez.com/moneywealth/want-to-increase-your-sales-target-your-ideal-client</link>
		<comments>http://bertmartinez.com/moneywealth/want-to-increase-your-sales-target-your-ideal-client#comments</comments>
		<pubDate>Sat, 31 Oct 2009 18:53:19 +0000</pubDate>
		<dc:creator>Bert Martinez</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Money/Wealth]]></category>
		<category><![CDATA[Sales]]></category>

		<guid isPermaLink="false">http://bertmartinez.com/?p=126</guid>
		<description><![CDATA[When it comes to increasing your sales, there is a basic principle that you must remember: Your prospects buy the Benefits to fill specific needs or wants. Your job as a business owner is to know, understand and deliver the &#8230; <a href="http://bertmartinez.com/moneywealth/want-to-increase-your-sales-target-your-ideal-client">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>How to &#8216;Couch Surf&#8217; and Sleep Around for Free</title>
		<link>http://bertmartinez.com/moneywealth/how-to-couch-surf-and-sleep-around-for-free</link>
		<comments>http://bertmartinez.com/moneywealth/how-to-couch-surf-and-sleep-around-for-free#comments</comments>
		<pubDate>Sun, 04 Oct 2009 17:10:59 +0000</pubDate>
		<dc:creator>Bert Martinez</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Employee Motivation]]></category>
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		<category><![CDATA[barter for business]]></category>
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		<category><![CDATA[saving money with barter]]></category>

		<guid isPermaLink="false">http://bertmartinez.com/?p=290</guid>
		<description><![CDATA[Fox News&#124;By Paul Eisenberg -Thursday, October 01, 2009 “I would never in a million years pay what you pay in New York City rent,” my houseguest said. This statement was uttered a few years ago by a friend of a &#8230; <a href="http://bertmartinez.com/moneywealth/how-to-couch-surf-and-sleep-around-for-free">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>2</slash:comments>
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